A STUDY ON FARMERS PERSPECTIVE TOWARDS KCC SCHEME IN AGRICULTURE FINANCE WITH SPECIAL REFERENCE TO RAIGARH DISTRICT OF CHHATTISGARH STATE

Kundan Jangde; Pradeep Kumar Jangde; Seema Bharti

Authors

Dr. Kundan Jangde Guest Lecturer, Department of commerce, Govt. V. Y. T. PG. Autonomous College, Durg, C.G.
Dr. Pradeep Kumar Jangde Assistant Professor, Department of commerce, Govt. V. Y. T. PG. Autonomous College, Durg, C.G.
Ms. Seema Bharti M.Com Passed, Department of commerce, Guru Ghasidas Vishwavidyalaya, Bilaspur, C.G.

Keywords:

KCC Scheme, Agriculture finance, Satisfaction level

Abstract

KCC scheme is an agriculture credit scheme in India. The KCC scheme is a landmark in the history of rural credit in India. The study was conducted in Raigarh district of Chhattisgarh state during 2022-2023. In this research, descriptive research design was followed. The total sample for the present study was 162 KCC holders. For the collection of data, we have selected two blocks in the Raigarh district with the help of random sampling methods which were Kharsia and Dharamjaigarh. The main purpose of this research work was to identify the repayment behaviour, satisfaction level, and opinion regarding various aspects of the KCC scheme. Percentages, rank, mean, frequency, and Chi-Square tests have been used in the form of statistical tools. The finding of this research paper is that the majority of the KCC holders have repaid their loan on time to the bank and when we talk about level of satisfaction, out of the total sample most of the KCC holders are fully satisfied with the KCC scheme.