DEVELOPMENT OF FINTECH TECHNOLOGIES IN THE BANKING SYSTEM OF UZBEKISTAN AND THEIR ECONOMIC IMPORTANCE

Sadikov Zafarbek Adilbekovich

Authors

Sadikov Zafarbek Adilbekovich Senior Lecturer, Department of “Accounting” Andijan State Technical Institute

Keywords:

fintech, digital banking, mobile banking, blockchain, artificial intelligence, payment systems, financial innovation, banking system of Uzbekistan

Abstract

This article analyzes the development trends of fintech technologies in the banking system of Uzbekistan, their implementation process, and their economic significance. The study examines the impact of digital payment systems, mobile banking, blockchain, and artificial intelligence–based financial services on the banking sector. It also highlights the role of fintech solutions in increasing financial inclusion, reducing transaction costs, and improving the efficiency of banking services.